Nurhayati, D. and Mariska, R. (2025) “Pengaruh Debt to Equity Ratio Terhadap Net Profit Margin: Studi Pada BPR Syariah Harum Hikmahnugraha Leles-Garut”, Advances in Management & Financial Reporting, 3(3), pp. 1043–1057. doi: 10.60079/amfr.v3i3.629.