Nurhayati, D., and R. Mariska. “Pengaruh Debt to Equity Ratio Terhadap Net Profit Margin: Studi Pada BPR Syariah Harum Hikmahnugraha Leles-Garut”. Advances in Management & Financial Reporting, vol. 3, no. 3, Sept. 2025, pp. 1043-57, doi:10.60079/amfr.v3i3.629.