Nurhayati, Dini, and Repi Mariska. “Pengaruh Debt to Equity Ratio Terhadap Net Profit Margin: Studi Pada BPR Syariah Harum Hikmahnugraha Leles-Garut”. Advances in Management & Financial Reporting 3, no. 3 (September 20, 2025): 1043–1057. Accessed October 3, 2025. http://advancesinresearch.id/index.php/AMFR/article/view/629.