Basna, Y. D., Numberi, C. L., & Wanma, A. T. (2026). Predictive Analysis of Financial Distress in Construction Service Companies Using the Altman, Springate, Grover, and Zmijewski Models. Advances in Economics & Financial Studies, 4(3), 273–289. https://doi.org/10.60079/aefs.v4i3.958