Basna, Y. D., C. L. Numberi, and A. T. Wanma. “Predictive Analysis of Financial Distress in Construction Service Companies Using the Altman, Springate, Grover, and Zmijewski Models”. Advances in Economics & Financial Studies, vol. 4, no. 3, June 2026, pp. 273-89, doi:10.60079/aefs.v4i3.958.