Fatmawati, Fatmawati, Mutmainnah Mutmainnah, and Sahrul Ponto. “Effect of Qris Use on MSME Business Income”. Advances in Economics & Financial Studies 2, no. 3 (August 30, 2024): 128–140. Accessed July 7, 2025. https://advancesinresearch.id/index.php/AEFS/article/view/255.