Madalena, Suci, Samsudin Samsudin, and Desi Rubiyanti. “Interest Rates and Service Quality As Factors Influencing Customers’ Decisions to Choose Time Deposits at Bank Perekonomian Rakyat”. Advances in Managerial Auditing Research 4, no. 3 (August 18, 2026): 286–300. Accessed August 22, 2026. https://advancesinresearch.id/index.php/AMAR/article/view/940.