WAHYUNI, W.; BADOLLAHI, I.; NURHIDAYAH, N.; MARDIASTUTI, W. Analyzing the Impact of Non-Performing Loans and Loan-to-Deposit Ratios on Return on Assets: A Study of Conventional Commercial Banks in Indonesia. Advances in Management & Financial Reporting, [S. l.], v. 1, n. 3, p. 107–118, 2023. DOI: 10.60079/amfr.v1i3.124. Disponível em: https://advancesinresearch.id/index.php/AMFR/article/view/124. Acesso em: 2 aug. 2025.