Faisal, A., Abdussamad, Z. K., Nurnajamuddin, M. and Hajering, H. (2026) “The Role of Experiential Financial Behavior in Promoting the Sustainability of SMEs through Endogenous Learning Mechanisms”, Advances in Taxation Research, 4(2), pp. 76–90. doi: 10.60079/atr.v4i2.809.