Main Article Content

Abstract

Purpose: This study aims to analyze the influence of brand awareness, brand image, and brand trust on customers’ decisions to use Sharia pawnbroking products at PT Pegadaian Syariah Ujungbulu.


Research Method: This study employs a quantitative approach using a survey method involving 102 customers selected through random sampling. Data analysis was conducted using validity and reliability tests, classical assumption tests, multiple linear regression, t-tests, F-tests, and the coefficient of determination.


Results and Discussion: The study indicates that brand awareness and brand image do not significantly affect customer decisions, whereas brand trust has a positive and significant effect. These findings suggest that the decision to use sharia-compliant pawnshop products is influenced more by trust in sharia compliance, contract transparency, and transaction security than by brand awareness or brand image.


Implications: This study underscores the importance of building customer trust through consistent adherence to Sharia principles and improving service quality.


Originality: This study highlights brand trust as the primary determinant of customer decisions regarding sharia pawnbroking services.

Keywords

brand awareness brand image brand trust customer decisions sharia pawnbroking

Article Details

How to Cite
Darmawan, I., Firman, A. ., & Latief, F. (2026). Brand Awareness, Brand Image, and Brand Trust on Costumer’s Decisions to Use Sharia-Compliant Pawnshop Products. Advances in Business & Industrial Marketing Research, 4(2), 133–151. https://doi.org/10.60079/abim.v4i2.828

References

  1. Aaker, D. A. (1991). Managing brand equity: Capitalizing on the value of a brand name. Free Press Google Scholar, 2, 102–120.
  2. Akbar, M. A., & Sutisna, E. (2023). Improving Brand Image of Product Through Integrated Marketing Communications. Advances: Jurnal Ekonomi & Bisnis, 1(3), 171–193. https://doi.org/10.60079/ajeb.v1i3.116
  3. Andespa, R., Yeni, Y., Fernando, Y., & Sari, D. (2023). Citra Merek, Nilai Persepsi, Kesadaran Merek, Kepercayaan Nasabah, dan Loyalitas Nasabah pada Perbankan Syariah. Jesya (Jurnal Ekonomi Dan Ekonomi Syariah), 6(2). https://doi.org/https://doi.org/10.36778/jesya.v6i2.1266
  4. Anggraeni, T., Fauzi, A., Rambe, D., Afrillia, W., Ambarwati, N. R., & Febrian, H. (2022). Pengaruh Strategi Pemasaran dan Kualitas Layanan Terhadap Keputusan Nasabah Pada Bank Syariah. Jurnal Portofolio: Jurnal Manajemen Dan Bisnis, 1(3), 212–218. https://doi.org/10.70704/jpjmb.v1i3.90
  5. Arianty, N., & Andira, A. (2021). Pengaruh brand image dan brand awareness terhadap keputusan pembelian. Maneggio: Jurnal Ilmiah Magister Manajemen, 4(1), 39–50. https://doi.org/10.30596/maneggio.v4i1.6766
  6. Asprilia, M. T., & El Hami, A. (2021). Persepsi nilai mewah pada konsumen tas branded: Kajian nilai budaya di Indonesia. Jurnal Ilmu Keluarga Dan Konsumen, 14(1), 76–87. https://doi.org/10.24156/jikk.2021.14.1.76
  7. Bernarto, I., Purwanto, A., & Masman, R. R. (2022). The effect of perceived risk, brand image, and perceived price fairness on customer satisfaction. Jurnal Manajemen, 26(1), 35–50. https://doi.org/10.24912/jm.v26i1.836
  8. Bhagas, D. A., Permata, T. D., & Hasanah, U. (2026). Pemahaman dan Preferensi Konsumen terhadap Produk dan Layanan Keuangan Syariah di Era Digital. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah, 11(3). https://doi.org/10.30651/jms.v11i3.31644
  9. Cahyadi, N., & Respati, P. P. (2024). Brand Reputation, Brand Awareness Dan Brand Image Terhadap Kepercayaan Dan Loyalitas Donatur. Jurnal Manajerial, 11(02), 276–291. https://doi.org/10.30587/jurnalmanajerial.v11i02.7560
  10. Chandra, D. S. (2023). Pengaruh Kualitas produk, Inovasi dan Interaksi Pelanggan terhadap Brand Image . Balance : Jurnal Akuntansi Dan Manajemen, 2(2), 73–79. https://doi.org/10.59086/jam.v2i2.328
  11. Dewi, W. W. A., Febriani, N., Destrity, N. A., Tamitiadini, D., Illahi, A. K., Syauki, W. R., Avicenna, F., Avina, D. A. A., & Prasetyo, B. D. (2022). Teori perilaku konsumen. Universitas Brawijaya Press.
  12. Fajri, M. N. (2022). Pengaruh Brand Image terhadap Keputusan Nasabah dalam memilih Jasa Keuangan pada PT. Gadai Syariah Cabang Tenggarong. Jurnal Administrasi Bisnis FISIPOL UNMUL, 10(3), 213–219. https://doi.org/10.54144/jadbis.v10i3.7473
  13. Fauzan, I. F. M. (2024). Pengaruh konten pemasaran dan kualitas layanan terhadap loyalitas nasabah melalui kepuasan nasabah sebagai variabel mediasi pada PT. Bank Syariah Indonesia di Kota Malang. Universitas Islam Negeri Maulana Malik Ibrahim.
  14. Firman, A. (2022). Pengaruh Bauran Pemasaran Terhadap Keputusan Konsumen Dalam Membeli Rumah. Jesya (Jurnal Ekonomi Dan Ekonomi Syariah), 5(2). https://doi.org/https://doi.org/10.36778/jesya.v5i2.773
  15. Kotler, P., & Keller, K. L. (2016). A framework for marketing management. Prentice Hall.
  16. Lane Keller, K. (2013). Strategic Brand Management: Building, Measuring, and Managing Brand Equity. UK: Pearson Education Limited.
  17. Latief, F., Semmaila, B., & Arfah, A. (2022). The Influence of Brand Image and Product Quality on Musical Instrument Purchase Decisions. Point of View Research Management, 3(2), 121–133. http://journal.accountingpointofview.id/index.php/POVREMA/article/view/199
  18. Lombok, E. V. V., & Samadi, R. L. (2022). Pengaruh brand image, brand trust dan digital marketing terhadap keputusan pembelian konsumen pada produk emina (studi kasus pada mahasiswa Universitas Sam Ratulangi). Jurnal Emba, 10(3), 953–964. https://doi.org/10.35794/emba.v10i3.43524
  19. Luayyin, R. H., Ardli, M. N., & Romli, A. S. (2024). Perilaku Mahasiswa Dalam Menentukan Produk Syariah (Studi Pada Mahasiswa Ekonomi Syariah). JSE: Jurnal Sharia Economica, 3(2), 137–146.
  20. Morgan, R. M., & Hunt, S. D. (1994). The commitment-trust theory of relationship marketing. Journal of Marketing, 58(3), 20–38. https://doi.org/10.1177/00222429940580030
  21. Sari, L. P., Rifai, M. S., & Amarodin, M. (2025). Tinjauan Ekonomi Islam atas Perilaku Konsumen Muslim dalam Pembelian Produk UMKM: Studi Kasus pada RN Buket. Musyarakah: Journal of Sharia Economic (MJSE), 152–169. https://doi.org/10.24269/mjse.v5i2.12522
  22. Sarwoto, S., & Damanik, S. W. H. (2022). Pengaruh Persepsi Terhadap Keputusan Pembiayaan Melalui Kesadaran Merek. Jesya (Jurnal Ekonomi Dan Ekonomi Syariah), 5(1), 473–477. https://doi.org/10.47065/ekuitas.v4i2.2043
  23. Schiffman, L. G., & Wisenblit, J. (2019). Consumer Consumer Behavior. (12th ed.). Pearson Education.
  24. Shofa, T. L., & Komariyatin, N. (2026). Pengaruh Customer Trust dan Perceived Risk terhadap Purchase Decision pada Produk Skintific dengan Customer Satisfaction sebagai Variabel Mediasi. SENTRI: Jurnal Riset Ilmiah, 5(2), 1822–1837. https://doi.org/10.55681/sentri.v5i2.5759
  25. Siahaan, T. B. U., Zubaidi, A., & Putra, I. (2023). Pengaruh Pengetahuan Religiusitas dan Brand Image terhadap Keputusan Anggota Ldk UIN Jakarta Menabung di Bank Syariah. AL ARBAH JURNAL EKONOMI, BISNIS DAN PERBANKAN SYARIAH, 7(2), 143–160. https://doi.org/10.34005/elarbah.v7i2.3596
  26. Sulistyowati, S., Yuni Safitri, Galuh Anisa Fala, & Siti Selvi Setyaningrum. (2025). Pengaruh Persepsi Value dan Fair Terhadap Perilaku Konsumen Pada Produk Halal: Pendekatan Behavioral Islamic Economics Pelaku UMKM di Kota Solo. KASTA : Jurnal Ilmu Sosial, Agama, Budaya Dan Terapan, 5(3 SE-Articles), 268–283. https://doi.org/10.58218/kasta.v5i3.2466
  27. Ulwiyah, K., Maskudi, M., & Ayuningtyas, R. D. (2019). The impact of service quality dimensions to customer decision in using pawn service in pawnshop based on sharia principle (case study in pawnshop based on syariah principle at branch Semarang). Proceeding of Conference on Islamic Management, Accounting, and Economics, 49–55. https://journal.uii.ac.id/CIMAE/article/view/12893
  28. Waworuntu, A. Y., Hajar, H., & Otoluwa, N. I. (2023). Brand, Promotion and Innovation: Their Impact on Motorcycle Purchasing Decisions. Advances: Jurnal Ekonomi & Bisnis, 1(3), 150–157. https://doi.org/10.60079/ajeb.v1i3.105
  29. Wilson, J. A. J., & Liu, J. (2011). The challenges of Islamic branding: navigating emotions and halal. Journal of Islamic Marketing, 2(1), 28–42. https://doi.org/10.1108/17590831111115222
  30. Yusnitha, N. A. A., & Muslih, I. (2025). Analysis of the DSN-MUI Fatwa on the Rahn Contract: A Case Study at PT Pegadaian Syariah Simpang Lima Banyuwangi. Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam, 17(2), 54–68. https://doi.org/10.32505/jurisprudensi.v17i2.10557
  31. Yusuf, R., Istiharini, I., & Hendrayati, H. (2024). Brand Trust Dalam Perspektif Konsumen: Sebuah Systematic Literature Review Terhadap Faktor Dan Implikasinya. Jurnal Ekonomi Bisnis Dan Manajemen (Eko-Bisma), 3(2), 328–339. https://doi.org/10.58268/eb.v3i2.132