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Abstract

Purpose: This study examines green banking implementation in the operations and financing processes of Bank Aceh Syariah, Sisingamangaraja Medan Branch, and its potential relationship with sustainable finance.


Research Method: A qualitative descriptive-analytical case-study design was applied. Data were obtained through in-depth interviews with purposively selected branch employees and analyzed through reduction, coding, categorization, and evidence comparison using six Green Coin Rating indicators as a qualitative framework.


Results and Discussion: Paperless operations were partially implemented through mobile banking, while electricity-saving routines represented resource conservation rather than verified carbon-emissions management. Formal green rewards, green-building standards, and reuse, recycling, and refurbishment were not demonstrated. Environmental documentation and financing restrictions indicated environmental risk screening but did not establish an active green-investment portfolio. Consequently, measurable contributions to sustainable finance could not be confirmed.


Implications: The branch should establish resource-consumption baselines, formal environmental policies, circular waste procedures, green-financing criteria, and portfolio monitoring.


Originality: This study provides a branch-level Islamic banking assessment that distinguishes operational efficiency, environmental screening, and active green financing while avoiding unsupported sustainability claims.

Keywords

environmental risk screening green coin rating green banking islamic banking sustainable finance

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How to Cite
Harahap, A. H., Lubis, F. A., & Anggraini, T. (2026). Analysis of the Implementation of Green Banking Concepts in the Operations of Bank Aceh Syariah (Sisingamaraja Medan Branch) in Support of Sustainable Finance. Advances in Economics & Financial Studies, 4(3), 371–388. https://doi.org/10.60079/aefs.v4i3.999
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